Remember to pay the spring term healthcare fee to Kela on your own initiative by March 15, 2025.
If you are enrolled in a degree programme at a Finnish higher education institution and have registered as attending, you must pay the healthcare fee. You must pay the fee even if you are studying remotely and are not based in Finland. The exception to this is if you have social security coverage from another EU/EEA country, Switzerland, Great Britain or Northern Ireland. In this case, you do not have to pay the fee, but you can still use FSHS services. However, in such cases you should contact Kela.
Kela will not send you an invoice. You can pay the healthcare fee via Kela’s e-service OmaKela (available in Finnish and Swedish only). In 2025, the student healthcare fee in higher education is EUR 35.60 per term. The healthcare fee is paid once a term. When paying the fee for the spring term, you can also pay the fee for the upcoming autumn term, if you wish.
If you do not pay the healthcare fee by the due date, Kela will send you a reminder. If you pay the fee after the due date, Kela will charge a fixed late-payment fee of EUR 5.
If you still do not pay the healthcare fee after having received a reminder, Kela can withhold the fee and the late-payment fee from your study grant payments without first consulting you. If the healthcare fee cannot be withheld from the study grant payments, it will be referred to the enforcement authority for collection.